Thanks to Low Rate Co., there is now a better way to buy or refinance a home. With us in your corner, you can get a low rate mortgage, save money, and avoid falling victim to thousands in fees and commission expenses.
We know it sounds too good to be true. But trust us, it isn’t. Countless home buyers have partnered with our team to access the lowest interest rate mortgage available.
Already own your home and looking for a way to save money by refinancing? We can help with that, too, as we also offer the lowest refinance mortgage rates in the nation.
What Is a Low Rate Mortgage?
A low rate mortgage is exactly what it sounds like. It is a mortgage that has a low interest rate and APR relative to other currently-available rates. When making a major purchase such as a home, reducing your interest rate and APR by as little as half a percentage point can translate into thousands in savings.
When you put your trust in Low Rate Co., we will go above and beyond to get you the lowest home loan interest rate possible. Our rates are consistently lower than national banks and other major lenders.
In most scenarios, we can beat out our competitors' rates by half a percentage point or more. You may qualify for an even lower rate depending on your unique financial factors.
We don’t just offer the lowest home loan interest rates — we also offer the lowest refinance rates. This option means that we can help you reduce your current mortgage payment by lowering your interest rate.
Our Services
The Low Rate Co. is a full-service lender that works with a wide range of clients. We serve military veterans, first-time buyers, current homeowners looking to save money, investors, and virtually anyone in need of mortgage services. Our services include:
New Financing
Whether you are preparing to buy your very first home or are upgrading to a larger property, we can help. Our new home financing process is fast, efficient, and seamless. We will explore every possible solution in order to help you obtain the lowest interest rate mortgage possible.
Did we mention that we can provide you with instant approval? That’s right; you can get pre-approved with us in just a few short minutes. Once you receive your pre-approval notice, you can begin shopping for your dream home. Your pre-approval notice will include important details such as your rate, monthly payment, and loan terms.
Our lightning-fast pre-approval process has become a necessity in this ultra-competitive market. While other home buyers are waiting for weeks to receive approval from their bank, you will be viewing homes and making offers.
This head start will give you an advantage, help you avoid getting caught up in any bidding wars and save you both time and money.
Refinancing
If you are searching for the lowest refinance mortgage rates available, look no further than Low Rate Co. We can provide you with the lowest refinance rates, which will reduce your monthly payment and save you thousands over the life of your loan.
Refinancing is not only a great way to save money, but it also allows you to tap into your home’s equity. If you have considerable equity in your home, you could opt to cash out some of it during the refinancing process. You can use that equity to pay off debt, cover extensive home repairs, or otherwise improve your daily life.
When speaking with our team, be sure to ask about our various refinancing options. We will be glad to provide additional information and help you select the best type of refinancing for your unique life circumstances.
We Provide Clients with the Lowest Interest Rate Mortgages Possible
At Low Rate Co., our name says it all. We go above and beyond to provide clients like you with low rate mortgages and save you money. While the type of loan you choose and personal financial health factors will certainly come into play, working with the best lender will save you tons of money.
How We Do It
The Low Rate Co. is able to provide the lowest interest rate mortgages in the nation because we have dismantled the antiquated home loan infrastructure. When you work with a traditional lender, tons of different fees and expenses will be tacked onto your mortgage. These fees include:
- Junk fees
- Sales commissions
- Application fees
- Processing fees
Unlike the lenders that charge such fees, Low Rate Co. uses a 0% commission model. By cutting out the middlemen, we are able to offer the lowest mortgage rates in the nation. When you obtain your mortgage from us, you will pay zero application fees, zero processing fees, zero sales commission, and zero junk fees.
At Low Rate Co., we believe that finding your dream home is challenging enough. We also believe that financing your home should be the easiest part of the process, not the hardest.
If you partner with our client-oriented team to obtain a mortgage, you will be paying for your home and nothing else. Sounds like a pretty sweet deal, doesn’t it? Yeah, we think so too.
Who We Serve
When we created Low Rate Co., we wanted to help all home buyers avoid the hassle of the traditional mortgage process. That’s why we offer mortgage and refinancing services for virtually everyone, including:
First-Timers
Are you preparing to buy your very first home? If so, you know just how exhilarating and overwhelming the entire process can seem.
That’s why choosing an experienced and reputable mortgage partner like Low Rate Co is vital. We will work tirelessly to find the best possible deal for you. Our team will be transparent and upfront about all fees, expenses, rates, and loan terms so that you can find a home that fits your budget.
Once you experience the Low Rate Co. difference, you will never want to work with any other lender.
Seasoned Property Investors
Are you an investor tired of waiting weeks to obtain loan approval? Want to access the nation's lowest home loan interest rates so you can maximize your return on investment? Need a responsive and transparent lending partner?
If any of this sounds familiar, then it is time to connect with Low Rate Co. We will help you close on investment properties fast so that you can turn them into revenue-generating assets. Whether you are flipping homes or turning them into rental properties, we have lending solutions to suit your needs.
Military Veterans
Low Rate Co. proudly partners with military veterans who have selflessly served our nation. We help veterans take advantage of unique home buying benefits and loan products so that they can save money.
If you are a military veteran and want to learn more about the various loan services available to you, Low Rate Co. can help. We will find the right loan solution for you at the lowest rate.
Growing Families
Are you and your spouse preparing to welcome a new child into your lives? Have you outgrown your current home, and are you ready to upgrade to something spacious? Interested in buying a new home but need to keep as much cash on hand as possible?
If you answered yes to any of the above questions, you are an ideal Low Rate Co. client. We have various mortgage options designed to maximize your savings, give you the freedom to upgrade, and reduce your out-of-pocket financial expenses.
Repeat Buyers
When you have purchased a home in the past, you know just how tedious the entire lending process can be, especially if you worked with a traditional bank. Instead of subjecting yourself to that frustrating process all over again, why not save money and time by partnering with Low Rate Co.?
We can provide you with instant approval, help you get to the closing table faster, and grant you access to the lowest home loan interest rates available. That’s what we call a win-win-win scenario.
Why Work with Low Rate Co.?
At Low Rate Co., we know that you have plenty of options when it comes to obtaining a new mortgage or refinancing your home. However, you will quickly find that none of the so-called “competition” can match our rates, efficiency, or transparency. By choosing Low Rate Co., you can:
Reduce Your Monthly Payment
The most obvious benefit of choosing us is that you can reduce your monthly payment. Even a half of a percentage point change in your interest rate can lead to big savings.
For instance, let’s say that you want to purchase a $500,000 home and are planning on putting 10% down. In our scenario, the national average rate at the average bank is .50% higher than the rate at Low Rate Co. But what does this mean? Its means your payments would be $123 less per month or $44,280 less over 30 years. That’s real money!
This is why our customers love referring their friends and family to us, we believe that a family that saves together stays together. We love to save our customers money, and our customers love to help their friends and family save money too!
Tap into Long-Term Savings
Working with Low Rate Co. does not just save you money on your monthly payment. Our team can also help you tap into significant long-term savings.
Let’s use the same figures as above to demonstrate the cost-saving benefits of working with Low Rate Co. If you put 10% down on a $400,000 home and obtained your mortgage from the bank offering a 2.5% rate, you would have financed approximately $360,000.
Keep in mind that this figure does not include all those nasty fees we discussed earlier. However, we will assume that you paid those fees out of pocket, just to keep things simple.
If you make your minimum monthly payments and completely pay off the loan, you will have paid approximately $152,000 in interest. If you opted to partner with Low Rate Co. and took advantage of the lowest home loan mortgage rates available, you would have paid approximately $50,000 less in interest during the life of the loan.
Receive Instant Approval
By partnering with Low Rate Co., you can cut out the middlemen, avoid exorbitant fees, and access the lowest interest rates possible. However, the perks of choosing us as your lending partner do not stop there.
Low Rate Co. can also provide you with instant approval. Whereas most lenders take days or even weeks to approve your loan request, we can provide a pre-approval in minutes. This pre-approval includes loan terms, your interest rate, and your projected mortgage payment, minus taxes and insurance.
What Makes Us Different from Other Lenders
In addition to offering the lowest mortgage rates today, Low Rate Co. prides itself on exhibiting transparency and honesty when working with our valued clients. We will always be upfront about important details like your rate, loan terms, and monthly payment.
Our goal is to take the hassle out of buying or refinancing a home so that you can save money and time.
Are you ready to take advantage of the nation's lowest home loan interest rates? If so, it is time to contact our team about a low rate mortgage. Fill out our short form and view the lowest interest rate mortgage options in minutes, not days.
