1.75
You can get a mortgage or you can get a low rate.
Low Rate Co. meet or beat guarantee is based on the following parameters: Borrower must present a Loan Estimate from a competing lender with the same product, same terms (including but not limited to fees, property address, occupancy, loan purpose) as offered by Low Rate Co., rate lock date is no more than 5 days prior to submitting to Low Rate Co., and a rate lock period is at least 30, but no more than 60 days. [Borrower must present evidence of loan approval from that competing lender, and Low Rate Co. must issue similar loan approval before Guarantee is earned]. If Low Rate Co. is not able to meet or beat the rate, Low Rate Co. will pay you $500. Not all loan programs are eligible for the Low Rate Guarantee. See website LowRateCo.com for program eligibility and details of the Low Rate Guarantee. Not valid with any other offer or promotion. Low Rate Co. reserves the right to cease this program without prior notice.
Home of the Low Rate Guarantee
Our Low Rate Model
Low Rate Co. works on a 0% commission model. This means we cut out the middlemen as well as the commission and fees that come with.

- Application fees
- Processing fees
- Junk fees
- Sales commissions
Buying a home is a big decision, finding a Low Rate mortgage should be hassle-free
Traditional Banks used to be the go-to when buying or refinancing your home, that could take a lot of time, research, and could be very costly. Low Rate Co. dismantled the old mortgage infrastructure to give you access to the lowest available market rates with fewer hurdles. Here’s how:
We Say Yes!
We have loans for first-timers, seasoned property investors, military veterans, and families who need to keep cash on hand. Whatever your mortgage needs are, Low Rate co. will find the right option at the lowest price.
Try Us
Tell us about your home ownership goals and where you are in the process of buying or refinancing so we can give you a lower rate offer.
Instant Approval
Why does it take most lenders and banks weeks to let you know if you're approved? Apply with us now and we'll approve you in minutes. You will know your rate, payment, and terms, and save time and money.
You’re in good company
The type of loan you choose is important, but working with the best lender will save you a lot of money! Don’t pay more for your mortgage than you need to.